Friday, July 19, 2013

Preparation For The Written Test

Practice Tests For Driver's Permit Exam
What kind of preparation have you been doing since you got your learner’s permit? The DMV can only do so much in terms of helping you prepare. The DMV at least gives you the driver’s manual which is basically contains all the information that you need in order to get at least the 85% passing mark in the DMV written exam. You have to admit that this is a bit steep considering how some (if not most) people have this test on top of their list. Preparing for the DMV written test takes a lot more than just reading through the driver’s manual.

The fact is you can actually learn all the things that you need to pass right in the manual. The challenging part is that some people are actually not that into reading and they need something more than just some manual to absorb the essential details to pass the test. This is why reading at times won’t really cut it. Here are some tips on helping you digest the contents of your manual more effectively:

Divide and Conquer
Taking the whole manual as a whole can be too overwhelming and it has been proven through the experience of those who had taken the exam the first time and failed. It would be best to divide it into more manageable parts. It will be up to you on how you would do this but it would be best to have some sort of system to help you understand and absorb the details better.

Test yourself
Reading and making notes of what you read is not really a full proof way to know that you have taken in the necessary details of the manual. It would be best to test yourself on each part of the manual. This way you will be able to find the part where you are the weakest so you can focus on it more. You can then try some practice tests online so you don’t have to do the test on your own.

Have A Cheat Sheet Ready
I don’t mean that you use this during the test day because you could end up forfeiting the whole test. I mean that you try and prepare something that you can take out and browse through when you have the time. An ideal content of which would be a guide on road signs. The 85% passing rate means that you cannot afford to let up on items that you can actually review on.

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Monday, July 8, 2013

Deeper look at Auto Insurance

I would bet that you have not really thought much about car insurance. The more common scenario is that you usually end up thinking about it when you happen to face renewal for your car. The grace period is not exactly enough for you to go about making an informed decision about the car insurance that you are going to commit to. Here are some details that you ought to consider:

Evaluate your needs

It is imperative that you really know what you need. You would have to sit down and consider the needs that you and/or your family have in order to get a better picture of your insurance needs. You need to put it in paper in order to make it as a reference for future use. This should also include your actual disposable income as well the car you are going to insure. This will allow you to figure your budget without having to worry about messing up your finances.

Learn insurance

This does not have to happen overnight. It would help though if you had started reading ahead about insurance. This may not really be your forte but it does help if you have knowledge or 2 in the service you are going to pay for. Do not stop yourself from doing this and if you really are having a hard time understanding then do not hesitate to talk to an insurance agent. You don’t have to feel the need to buy insurance from the company where your agent came from. These advices are usually free anyway. You just have to make sure that you do not fall into sales talk from such agents.

Save money

Learn ways on how to go about saving on your auto insurance (visit this website to know more: Discounts can be had for auto insurance. There are a lot of ways like consolidations to get you substantial discounts on your insurance. We usually see these things as an expense so we are not really wild about the idea of spending that much money on it. This is also the point wherein you can start choosing the more appropriate policy that you can take advantage of. Do not forget to look into the state requirement first so you can use this as the baseline of your choice.

Choose the company

This is relatively easy provided that you are able to complete the steps mentioned above. All you have to make sure is that you are banking on a company that really deserves your trust and money. If you have to then you can consider checking with JD Powers.